In today’s post, we will be writing about cheap auto insurance in Canada and all you need to know about choosing car insurance.
At a point in your life, you might begin to wonder how your family or friends get their cheap auto insurance in Canada, you might begin to wonder if they have acquaintances in the insurance industry or they are lucky right?
In this post today, we are going to find out how they got their cheap car insurance in Canada and how you can get yours also. grab your popcorn and chilled coke to Read on and see how you can save on your premiums.
How to choose cheap car insurance in Canada
1. Compare the rates – This should be your first step towards getting cheap car insurance in Canada. You should make inquiries about the rates of different car insurance in Canada, compare their prices before making any payment. I know you always think all insurance companies have same rate but that is totally false because each of them is always in competition among themselves to offer a cheaper insurance rate to its client. The same way consumers are always taught how to shop around before buying anything in order to get the best selling rate is also the way insurance companies work okay? Remember how consumers are always educated on shopping around before buying anything to get the best deal? Therefore, start going around and research the companies before you take up any policies.
2. Raising deductibles – This is a secret I need to spill because a lot of you made hat mistake of going for the lower deductible because we do not want to pay so much when we file claims. A deductible, on the other hand, is the amount of the claim that we have to pay before our insurance company pays the rest if we are involved in an accident. The thing you should know that insurance companies hardly tell you is that when you opt for a lower deductible, you will get higher premiums that cause you to pay more than the amount of a higher deductible. This is so true because we do not involve accidents every single day. So why not pay a higher deductible to save more money in the long run?
3. Be careful when you drive – Everyone will agree with me that accidents are unavoidable but we can prevent it from happening. when you are careless with driving, and keep getting a lot of speeding tickets, all these go into your driving record and leave some bad marks there. When insurance companies review your application for auto insurance, they will look at your driving record first. If you do not have a clean driving record, it is hard for you to secure cheap auto insurance in Canada.
4. Discounts – Make sure you get all the discounts that you are qualified for and you are on your journey to getting very cheap auto insurance in Canada. it’s worthy to note that Most of the time, insurance companies will not give you any discount if you did not request for it. If you find out by any chance you are eligible for any discount, do ask, I repeat do ask or you will lose the chance to secure cheap auto insurance in Canada
Many people are paying too much for auto insurance in Canada. If you want to make sure you aren’t one of them, then you should visit my site now for more tips to obtain cheap car insurance in Canada